Debt Counselling

It should be noted that the debt counselling process isn’t blacklisting. Whilst you are under debt counselling, you cannot have legal action taken against you nor can you be blacklisted by any of your creditors. In other words it is a protection plan. Under debt...

Investing in Property

The only investment in the world, where someone else pays off your investment for you, is a property. – Quoted from: Personal Financial Management...

Financial Decisions

The most important rule is to do your homework before making a financial decision. Avoid making snap decisions without the necessary information and don’t assume that one opinion is correct just because you yourself are not highly knowledgeable in the area. – Quoted...

Saving for retirement

People might suggest that you should always start saving for retirement as soon as you can, but we are suggesting that any loan repayments should be the priority before savings or at least the majority as the sooner you can pay off those loans the sooner that money...

The Importance of facial expressions

Next to the words we use, our face is the primary source we use to determine an individual’s internal feelings or intent. While you are speaking, try and make sure your expression shows that you are enthusiastic, motivated, confident and interested in your subject. Be...